Property Bridging
Quick Property Bridging Finance Solutions
Looking for property bridging finance companies in South Africa? Apply now and get a quick cash advance on your property loan to unlock funds now.
WHY USE US FOR YOUR PROPERTY BRIDGING LOAN?
The benefits of using Property Bridging brokers for your property bridging finance are numerous. They include accredited lenders, financial facilitation and no risk to you.
Business Loans (Unsecured)
Up to R 3 million loan in 3 days. No security required.
Strictly NO Start Ups
Quick and easy unsecured business loans available in 3 days, up to R 1,5 million. No security required to qualify for the loan.
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- Trading for at least 12 months
- Turnover of R 1 million per annum
- Clear credit record
- Ability to pay the loan paid back in 6 months.
Costs
Minimum Term – 6 months
Maximum Term – 6 months
Minimum APR – 50 %
Maximum APR – 50 %
Example :
Loan R100 000
Term 6 months
APR 25 %
Repayment R 125 000
Subject to lenders Terms and Conditions at time of quote
Bond Bridging Advance
Sometimes there are months between bond approval and bond registration. Maybe you need that money right away to start renovations? Bond bridging finance gives you access to an advance on your bond to help you manage your cash flow.
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Costs
Minimum Term – When property transfers
Maximum Term – 3 months
Minimum APR – 48 %
Maximum APR – 54 %
Example :
Loan R100 000
Term 65 days
APR 48 %
Repayment R108 645
Subject to lenders Terms and Conditions at time of quote.
Home Loans
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All you need do is
- Apply on this site
- Send us your documents
- Get a response in 2 days
Free Service. No fuss. Experienced bond originators. Available anywhere in South Africa
- Best rates
- Accredited bond originators
- Free service
Property Developers Finance
Developers bridging finance can be obtained, where a property developer has almost completed or has completed a property development project and needs to get access to some of the funds due to him, from the sale of units built.
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Costs range from 3 % to 6 % per month plus a once off fee.
Cost
Minimum Term – 6 months
Maximum Term – 36 months
Minimum APR – 13 %
Maximum APR – 30 %
Example
Loan: R 1 million
Term: 1 year
APR: 13 %
Repayment: R 1 130 000
Subject to lenders Terms and Conditions at time of quote.
Property Partnership Program
Funding for projects where there is a ‘blue chip’ tenant that needs to rent space for 5 to 10 years and you do not have money to do undertake the development.
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After 10 years, you have shares in a paid for building. You can opt to sell your shares at any time or hold onto your shares
Minimum Term – 3 years
Maximum Term – 10 years
Costs
Minimum APR – 13 %
Maximum APR – 30 %
Example
Loan R 100 000
Term 6 months
APR 13 %
Repayment R 113 000
Subject to lenders Terms and Conditions at time of quote
Sellers Proceeds Loan
You have sold a property and made a profit and need your money now before transfer takes place. Our solution: Sellers Profit Advance/sellers discounting loan. Secure, Quick and Easy.
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Rates/Transfer Duty Loan
If a purchaser has been granted a loan by a bank but is short of the transfer and legal fees it is possible, where the bond granted is higher than the debt due, to get an advance on the bond granted. Apply now at approx. 3 % per month and a once off fee.
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Minimum Term – When property transfers
Maximum Term – 3 months
Minimum APR – 48 %
Maximum APR – 54 %
Example
Loan R 100 000
Term 65 days
APR 48 %
Repayment R 108 645
Subject to lenders Terms and Conditions at time of quote.
Unbonded Property Loan
Do you own an unbonded property (i.e. a property that is fully paid up) valued at over R2 million?
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Almost any income producing commercial or residential property that has equity in excess of R 2 million can make use of the short term Property Secured Finance loan facility.
The loan amount must be more than R1 million. The full loan amount must be settled within 12 – 24 months, making this a short term property bridging loan and not a long-term solution. For a home loan, please apply here.
Interest rates of 2% – 3% pm apply.
Costs
Minimum Term – 3 months
Maximum Term – 24 months
Minimum APR – 24 %
Maximum APR – 30 %
Broker Fee – 2 %
Example:
Loan R 1 million
Term 3 months
APR 24 %
Repayment R 2 080 000
Mezzanine Finance - Property Developments
Do you own a property and need cash to start your property development? Property developers that are ready to start building their projects based on the pre-sales, but now lack the finances to start the project, can make use of mezzanine finance if they own the land.
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Costs
Minimum Term – 6 months
Maximum Term – 36 months
Minimum APR – 13 %
Maximum APR – 30 %
Example :
Loan R 1 million
Term R 1 year
APR 13 %
Repayment R 1 130 000
Subject to lenders Terms and Conditions at time of quote.
Estate Agents Commission Bridging
The purchaser must have put up guarantees with attorney, all suspensive conditions met , the attorney is approved and all documents have been signed by all parties to the transaction.
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General: The purchaser must have put up guarantees with attorney, all suspensive conditions met , the attorney is approved and all documents have been signed by all parties to the transaction
Costs: Approx 3% per month plus once-off admin fee.
Costs
Minimum Term – When property transfers
Maximum Term – 3 months
Minimum APR – 48 %
Maximum APR – 54 %
Example :
Loan R 100 000
Term 65 days
APR 48 %
Repayment R 108 645
Subject to lenders Terms and Conditions at time of quote.
Other Loan Solutions
Business Loans get up to R 1,5 mill in 3 days with no security. Existing businesses only!
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RAF Bridging Loan: If you have a finalised RAF claim via an attorney, then CLICK HERE for a quick loan.
Personal Loans – up to R 150 000 for employed persons, with clean credit record
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Pension Fund bridging- for people that have resigned, retired, been dismissed or retrenched.
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Provident Funding bridging – for people that have resigned, retired, been dismissed or retrenched.
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Preservation Fund Bridging – if your fund is ready to be paid out within 3 months, we can assist with a loan of up to R 32 000
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Invoice Discounting – get a quick business loan to improve cash-flow.
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Purchase Order Bridging – get cash quick to fund your purchase orders.
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Approved Vendors
Find your ideal industrial, retail or office property
www.investrade.co.za
Commercial Solar Power Systems
Everything You Need In One Place!
Every property bridging loan you’ll ever need!
Hold on…what is bridging finance?
Property bridging finance is a fancy way of saying “short term property loan.” This cash advance gives you the ability to pay for costs related to buying and selling property such as transfer duties, rates advance and early access to sold property profits.