Quick Property Bridging Finance Solutions

Pick a bridging solution from the list below.

Business Loans ( Unsecured )

Up to R 1,5 million in 3 days. No security required.

Sorry, no Start Ups

Quick and Easy business loans available in 3 days, up to R 1,5 million and no security required. Minimum conditions : Trading for at least 1 year, turnover of R 1 million per annum, clear credit record and ability to pay the loan paid back in 6 months.

Costs

Minimum Term – 6 months
Maximum Term – 6 months
Minimum APR – 50 %
Maximum APR – 50 %

Example :

Loan R 100 000
Term 6 months
APR 25 %
Repayment R 125 000

Subject to lenders Terms and Conditions at time of quote

Bond Bridging Advance

Granted a further bond or larger bond and need a cash advance?

More info…

If you have been granted a further bond on your property, then cash can be advanced prior to registration of the bond.

Minimum Conditions : The bond registration attorney needs to provide undertakings that your bank has issued the guarantees. Costs Approximately 3 % per month.

Costs

Minimum Term – When property transfers
Maximum Term – 3 months
Minimum APR – 48 %
Maximum APR – 54 %

Example :

Loan R 100 000
Term 65 days
APR 48 %
Repayment R 108 645

Subject to lenders Terms and Conditions at time of quote.

Property Secured Bridging

Need cash and have an un-bonded property worth more than R2 million   APPLY

More info…
Almost any income producing commercial or residential property that has equity in excess of R 2 million can make use of the short term Property Secured Finance loan facility.

Key Elements: The property has to be bond free and valued at more than R 2 million. A minimum loan of R1 million is required. It is essential for the borrower to provide a very good motivation as to how the loan will be settled within 12 to 24 months.
General: These loans are ideal for short term periods ideally of up to 9 months but can be extended to 24 months. Interest rates can range from 2 % per month to 3 % per month. This financing solution is suitable in instances where the deal can carry the cost of the finance

Costs
Minimum Term – 3 months
Maximum Term – 24 months
Minimum APR – 24 %
Maximum APR – 30 %
Broker Fee – 2 %

Example :
Loan                         R 1 million
Term                        3 months
APR                           24 %
Repayment         R 2 080 000

Property Developers Finance

Need cash and have completed units ready for transfer.
For a quick loan click on the Apply Now button below

More info…  
Developers Bridging can be obtained, where a property developer has almost completed or has completed a property development project and needs to get access to some of the funds due to him, from the sale of units built.
There are various ways this can be done and so it is best to speak to our consultants to advise.
Costs range from 3 % to 6 % per month plus a once off fee.

Cost
Minimum Term – 6 months
Maximum Term – 36 months
Minimum APR – 13 %
Maximum APR – 30 %

Example :
Loan                         R 1 million
Term                        R 1 year
APR                           13 %
Repayment         R 1 130 000

Subject to lenders Terms and Conditions at time of quote.

Property Partnership Program

You have tenants and need shares in the property developed for them

Funding for projects where there is a ‘blue chip’ tenant that needs to rent space for 5 to 10 years and you do not have money to do undertake the development.

Our funding partners will undertake to purchase the land/ building, appoint professionals, do the feasibility, costings, construction, legal work AND fund the development / project ( a turn-key project) and in return you will receive shares in the development.
The shares may be ‘given’ to you or you may need to pay for your shares ( from dividends due to you )

After 10 years, you have shares in a paid for building.

You can opt to sell your shares at any time or hold onto your shares

Minimum Term – 3 years
Maximum Term – 10 years

Costs
Minimum APR – 13 %
Maximum APR – 30 %
Example :
Loan R 100 000
Term 6 months
APR 13 %
Repayment R 113 000

Subject to lenders Terms and Conditions at time of quote

Estate Agents ‘Property Equity Program’

Get equity / shares in the property you rent to tenants.

Earn more than just commission !!

If you have access to top quality clients ( tenants ) that are wanting space to rent for ideally 10 years or longer and you would like to have equity ( shares ) in the property they rent, then we can assist.

Our team of investors and developers are willing to either give you shares or consider some or all of your leasing or sales commission as an equity contribution which then entitles you to shares in the development of the property.

Our investors have are able to buy the land or building, undertake the feasibilities, legal work, costings, construction, appoint the professionals and had over a completed project to your client.

What do you need to do ?

Find those ‘blue chip’ tenants, tell us what they need and we will work with you to close a deal for new or existing premises and your shareholding in the new property.

Costs
Minimum Term – 3 years
Maximum Term – 10 years
Minimum APR – 13 %
Maximum APR – 30 %

Example :
Loan                         R 100 000
Term                        6 months
APR                           13 %
Repayment         R 113 000

Subject to lenders Terms and Conditions at time of quote

New Enquiry Form ( Same as Property Partnership Program)

Property Sold Bridging

Sold your property and need a cash advance…quick APPLY

You have sold a property and made a profit and need your money now before transfer takes place. Our solution : Sellers Profit Advance / sellers discounting loan. Secure, Quick and Easy.

Minimum Conditions : As long as the attorney handling the transfer is prepared to sign a Letter of Undertaking that the purchasers has put up guarantees, that all suspensive conditions have been met and that he will disperse funds to the bridging company on transfer, and it is an approved attorney, then it is possible to arrange an advance of your profit; sale proceeds advance.

Cost Approximately 3 % per month and a once of fee depending on the amount needed to be bridged.

Minimum Term – When property transfers
Maximum Term – 3 months
Minimum APR – 48 %
Maximum APR – 54 %

Example :

Loan R 100 000
Term 65 days
APR 48 %
Repayment R 108 645

Subject to lenders Terms and Conditions at time of quote.

Sellers Profit

Sold your property and need a cash advance…quick APPLY

You have sold a property and made a profit and need your money now before transfer takes place. Our solution : Sellers Profit Advance / sellers discounting loan. Secure, Quick and Easy.

Minimum Conditions : As long as the attorney handling the transfer is prepared to sign a Letter of Undertaking that the purchasers has put up guarantees, that all suspensive conditions have been met and that he will disperse funds to the bridging company on transfer, and it is an approved attorney, then it is possible to arrange an advance of your profit; sale proceeds advance.

Cost Approximately 3 % per month and a once of fee depending on the amount needed to be bridged.

Minimum Term – When property transfers
Maximum Term – 3 months
Minimum APR – 48 %
Maximum APR – 54 %

Example :

Loan R 100 000
Term 65 days
APR 48 %
Repayment R 108 645

Subject to lenders Terms and Conditions at time of quote.

Rates / Transfer Duty advance

Need cash to pay transfer duty and rates ?

More info…
If a purchaser has been granted a loan by a bank but is short of the transfer and legal fees it is possible, where the bond granted is higher than the debt due, to get an advance on the bond granted. Apply now at approx. 3 % per month and a once off fee.

Costs

Minimum Term – When property transfers
Maximum Term – 3 months
Minimum APR – 48 %
Maximum APR – 54 %
Example :
Loan R 100 000
Term 65 days
APR 48 %
Repayment R 108 645

Subject to lenders Terms and Conditions at time of quote.

Term Loan

Need cash quick and have an unbonded property Release Equity now?

More info… If you have an un-bonded property valued at more than R 2 million and need a loan of more than R 1 million, then we have a quick solution.

Costs from 2 % per month to 3 % per month for a term loan. Bear in mind that if you have a business, with sales of R 1 mill pa, trading for at least 1 year, then we can also offer a Unsecured Business Loan APPLY HERE

Cost

Minimum Term – 3 months
Maximum Term – 24 months
Minimum APR – 24 %
Maximum APR – 30 %
Broker Fee – 2 %

Example : Loan R 1 million
Term 3 months
APR 24 %
Repayment R 2 080 000

Subject to lenders Terms and Conditions at time of quote.

Mezzanine Finance - Property Developments

You own a property and need cash to start your property development. APPLY

More info…  Property developers that are ready to start building their projects based on the pre-sales that have been achieved, but now lack the cash resources to start the project, can make use of mezzanine finance packages if they own the development land.

Conditions: Pre Sales in place and development loan (mother bond) granted or can be obtained.

Costs from 4,3 % to 6 % per month plus a once off fee.

Costs
Minimum Term – 6 months
Maximum Term – 36 months
Minimum APR – 13 %
Maximum APR – 30 %

Example :
Loan                         R 1 million
Term                        R 1 year
APR                           13 %
Repayment         R 1 130 000

Subject to lenders Terms and Conditions at time of quote.

Estate Agents Commission

Sold a property and waiting for commission.
For a cash advance click on APPLY NOW

If the attorney handling a property sale / purchase transaction is prepared to give a Letter of Undertaking to settle the loan to the estate agent for commission advance and the Principle of the agency is prepared to allow the bridging of estate agents commission to take place, then it is possible to arrange a bridging loan on the commission due to the Estate Agent on the sale of land or buildings.
General  The Purchaser must have put up guarantees with attorney, all suspensive conditions met , the attorney is approved and all documents have been signed by all parties to the transaction
Costs Approx 3 % pre-month plus a admin fee.

 

Costs

Minimum Term – When property transfers
Maximum Term – 3 months
Minimum APR – 48 %
Maximum APR – 54 %

Example :

Loan                         R 100 000
Term                        65 days
APR                           48 %
Repayment         R 108 645

Subject to lenders Terms and Conditions at time of quote.

Other Loan Solutions

Business Loans get up to R 1,5 mill in 3 days with no security. Existing businesses only!
Click Here

RAF Bridging Loan: If you have a finalised RAF claim via an attorney, then CLICK HERE for a quick loan.

Personal Loans – up to R 150 000 for employed persons, with clean credit record
Click Here

Pension Fund bridging- for people that have resigned, retired, been dismissed or retrenched.
Click Here

Provident Funding bridging – for people that have resigned, retired, been dismissed or retrenched.
Click Here

Preservation Fund Bridging – if your fund is ready to be paid out within 3 months, we can assist with a loan of up to R 32 000
Click Here

Invoice Discounting – get a quick business loan to improve cash-flow.
Click Here

Purchase Order Bridging – get cash quick to fund your purchase orders.
Click Here

Other Approved Vendors

Commercial and Industrial Property Broker
Find your ideal industrial, retail or office property
www.investrade.co.za

Credit Check
See what your credit profile looks like
Coming Soon 

Document Management Solutions
Need to securely archive and distribute lots of documents, online, with the same systems the banks use then go to www.documentmaster.co.za